Rates & Insurance

Couple's Therapy Fees / Insurance

The following list includes the several practical and ethical difficulties that come with taking insurance for couples:

  1. Insurance requires me to diagnose one partner of the couple to ensure that therapy is medically necessary to get reimbursed. This unfairly puts the blame on one half of the couple when the issue is most often due to issues within the couple.
  2. Also, insurance may limit the number of approved visits, and if so, it is rarely enough to resolve the issue.
  3. They will also tell me how to conduct my sessions: For example, if we bill for “depression” on behalf of one spouse, we cannot veer from that topic in session or they will not reimburse.  
  4. In addition, insurance limits the length of our session (52 minutes); however, the usual couples’ session lasts for approximately 1 ½-2 hours to allow the couple to truly address their issues and concerns.

I cannot serve you best under these conditions, so unfortunately, I cannot accept insurance for couple’s counseling. This allows better quality care for you. My goal is how can I best help you address your needs, concerns and issues which is contrary to the insurance goal.

I do accept cash, check, credit card or Health Savings Account (HSA) payment.  The cost is $130/hour session; however, some sessions may need to be longer to address issues and concerns.  If you have any questions please feel free to contact me at 410-736-8118.

 

Individual Therapy Fees / Insurance

I accept the following insurances: Aetna, Blue Cross/Blue Shield, Cigna, and Medical Assistance (MA). If you use insurance, please be aware that you the insurance requires me to give you a psychological disorder diagnosis and the insurance may ask for your records to decide if the treatment is medically necessary. If you decide to pay out of pocket or use your insurance, you will be expected to pay (cash, check, credit card, or HSA) at the time of service. You can contact me with your insurance information to find out the approximate co-pay or deductible at 410-736-8118.

 

Any Other Questions

Please contact me for any additional questions you may have. I look forward to hearing from you!



104 Church Lane, Suite 105,
Baltimore, MD 21208

rabinowitzcounseling@verizon.net
(410) 736-8118

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